Toro Financing

Financing for Toro is provided by the lenders listed below. Call us at 615-641-7720 with any questions about financing. All product pricing is valid for cash and check payments. Pricing may vary for other payment methods


Offer Valid through Synchrony
0% Interest for 24 Months with Equal Payments²

Minimum purchase $3,000. There is a promotional fee of $150 for this transaction.
Offer Valid 11/1/2025 - 1/31/2026

2On Purchases of $3,000 or more of Toro branded products and services made with your The Toro Company credit card between 11/1/2025 - 1/31/2026. Equal Monthly Payments Required for 24 months. A $150 promo fee will be included in required monthly payments.

* Offer applies only to single-receipt qualifying purchases. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: see credit card agreement terms. Subject to credit approval.


Local pickup or delivery only.

Promotion Promo Fee
Non-Cash Price Fee
6.99% for 12 months $50.00  0.00%
0% for 24 months $125.00  5.95%
0% for 42 months $125.00  6.95%
0% for 48 months $125.00  7.50%



All Credit Scores Welcome
Instant Approvals Up To $20,000
Pick Your Payment
No Hard Credit Pull
Amazingly Fast Process
Tax Benefits

 


View all financing options
New equipment only. Available to qualified buyers with rates dependent on credit records. Not all customers will qualify for the above listed programs. Higher rates may apply for buyers with marginal credit. "No down payment" offers do not apply to buyers with marginal credit.
NOTE: ALL INFORMATION SUBJECT TO CHANGE. Customer documentation fee may apply on any of the above financing programs. All loans subject to credit approval.