Synchrony Terms

Husqvarna

0% Interest for 24 Months*

On Purchases of $1,000 or more of Husqvarna branded products and services made with your Husqvarna credit card between 02/07/2025 and 04/30/2025. Equal Monthly Payments Required for 24 months. Promo fee of 2% of amount financed will be included in required monthly payments.

*Offer applies only to single-receipt qualifying purchases. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 02/07/25: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. Existing cardholders: see credit card agreement terms. Subject to credit approval.

 

0% Interest for 36 Months*

On Purchases of $1,500 or more of Husqvarna branded products and services made with your Husqvarna credit card between 02/07/2025 and 04/30/2025 Equal Monthly Payments Required for 36 months. Promo fee of 2% of amount financed will be included in required monthly payments.

*Offer applies only to single-receipt qualifying purchases. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 02/07/25: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. Existing cardholders: see credit card agreement terms. Subject to credit approval.

0% Interest for 48 Months*

On Purchases of $3,000 or more of Husqvarna branded products and services made with your Husqvarna credit card between 02/07/2025 and 04/30/2025 Equal Monthly Payments Required for 48 months. Promo fee of 2% of amount financed will be included in required monthly payments.

*Offer applies only to single-receipt qualifying purchases. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 02/07/25: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. Existing cardholders: see credit card agreement terms. Subject to credit approval.

 

1.99% APR for 48 Months***

On Purchases of $1,500 or more of Husqvarna branded products and services made with your Husqvarna credit card between 102/07/2025 and 04/30/2025. Fixed Monthly Payments Required for 48 months.

***Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged from the purchase date at a reduced 1.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1691% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 02/07/25: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

 

Ferris and Snapper Pro

0% Interest for 24 Months*

On Purchases of $1,500 or more of Ferris or Snapper Pro branded products and services made with your Briggs & Stratton credit card between 04/14/2025 and 05/31/2025. Equal Monthly Payments Required for 24 months. Promo fee of 2% of amount financed will be included in required monthly payments.

*Offer applies only to single-receipt qualifying purchases. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 04/14/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. Existing cardholders: see credit card agreement terms. Subject to credit approval.

 

0% Interest for 48 Months*

On Purchases of $3,000 or more of Ferris or Snapper Pro branded products and services made with your Briggs & Stratton credit card between 04/14/2025 and 05/31/2025. Equal Monthly Payments Required for 48 months. Promo fee of 2% of amount financed will be included in required monthly payments.

*Offer applies only to single-receipt qualifying purchases. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 04/14/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. Existing cardholders: see credit card agreement terms. Subject to credit approval.

 

0% Interest for 60 Months*

On Purchases of $6,000 or more of Ferris or Snapper Pro branded products and services made with your Briggs & Stratton credit card between 04/14/2025 and 05/31/2025. Equal Monthly Payments Required for 60 months. Promo fee of 2% of amount financed will be included in required monthly payments.

*Offer applies only to single-receipt qualifying purchases. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 04/14/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. Existing cardholders: see credit card agreement terms. Subject to credit approval.

 

1.99% APR for 36 Months***

On Purchases of $1,500 or more of Ferris or Snapper Pro equipment and services made with your Briggs & Stratton credit card between 04/14/2025 and 05/31/2025. Fixed Monthly Payments Required for 36 months.

***Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged from the purchase date at a reduced 1.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.8638% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 04/14/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

5.99% APR for 60 Months***

On Purchases of $1,500 or more of Ferris or Snapper Pro equipment and services made with your Briggs & Stratton credit card between 04/14/2025 and 05/31/2025 Fixed Monthly Payments Required for 60 months.

***Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.9328% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 04/14/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

 

Dixie Chopper

Enclosed Trailers

General Equipment

 

No Interest If Paid in Full Within 6 Months**

On purchases of $199 or more of Husqvarna branded products and services made with your Husqvarna credit card after 02/01/2025. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum Monthly Payments Required.

**Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 02/01/2025 Purchase APR is 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

No Interest If Paid in Full Within 12 Months**

On purchases of $500 or more of outdoor power equipment and services made with your Cutting Edge credit card after 05/01/2025. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments Required.

**Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 05/01/2025: Purchase APR is 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

8.99% APR for 36 Months***

On Purchases of $1,000 or more of outdoor power equipment and services made with your Cutting Edge credit card after 05/01/2025. Fixed Monthly Payments Required for 36 months.

***Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged from the purchase date at a reduced 8.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.1795% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 05/01/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

12.99% APR for 48 Months***

On Purchases of $1,500 or more of outdoor power equipment and services made with your Cutting Edge credit card after 02/01/2025. Fixed Monthly Payments Required for 48 months.

***Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged from the purchase date at a reduced 12.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.6823% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 05/01/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

The Toro Company

0% Interest for 12 Months*
On Purchases of $500 or more of [Brand and any other model/purchase specific info] branded products and services made with your The Toro Company credit card between [insert dates]. Equal Monthly Payments Required for 12 months.


*Offer applies only to single-receipt qualifying purchases. A promo fee does not apply to this offer. No interest will be charged and equal monthly payments are required on amount financed until it is paid in full. The payments equal the initial total amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: see your credit card agreement terms. Subject to credit approval.


0% Interest for 18 Months*
On Purchases of $3,000 or more of [Brand and any other model/purchase specific info] branded products and services made with your The Toro Company credit card between [insert dates]. Equal Monthly Payments Required for 18 months. A $150 promo fee will be included in required monthly payments.


* Offer applies only to single-receipt qualifying purchases. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: see credit card agreement terms. Subject to credit approval.


0% Interest for 24 Months*
On Purchases of $3,000 or more of [Brand and any other model/purchase specific info] branded products and services made with your The Toro Company credit card between [insert dates]. Equal Monthly Payments Required for 24 months. A $150 promo fee will be included in required monthly payments.


* Offer applies only to single-receipt qualifying purchases. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: see credit card agreement terms. Subject to credit approval.

0% Interest for 30 Months*
On Purchases of $3,000 or more of [Brand and any other model/purchase specific info] branded products and services made with your The Toro Company credit card between [insert dates]. Equal Monthly Payments Required for 30 months. A $150 promo fee will be included in required monthly payments.


*Offer applies only to single-receipt qualifying purchases. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged
on equal

0% Interest for 36 Months*
On Purchases of $3,000 or more of [Brand and any other model/purchase specific info] branded products and services made with your The Toro Company credit card between [insert dates]. Equal Monthly Payments Required for 36 months. A $150 promo fee will be included in required monthly payments.

*Offer applies only to single-receipt qualifying purchases. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: see credit card agreement terms. Subject to credit approval.


2.99% APR for 36 Months*
On Purchases of $3,000 or more of [Brand and any other model/purchase specific info] branded products and services made with your The Toro Company credit card between [insert dates]. Fixed Monthly Payments Required for 36 months. A $150 promo fee will be included in required monthly payments.


*Qualifying purchase amount must be on one receipt. A $150 promo fee will be shown as a separate transaction on your billing statement and included in the balance subject to this promo to determine the equal monthly payments. Interest will be charged on the amount financed, excluding the promo fee, from the purchase date at a reduced 2.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.9077% of the amount financed (including related promo fee), rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

With Payment Deferred Interest of 6 and 12 & 18 month terms (no customer promo fee).

No Interest If Paid in Full Within 6 Months*
On purchases of $199 or more of outdoor power equipment and services made with your The Toro Company credit card between [insert dates]. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum Monthly Payments Required.
 
*Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. No interest will be charged on the amount financed if you pay it off, in full, within the promo period. If you do not, interest will be charged on the amount financed from the purchase date. The required minimum monthly payments may or may not pay off the amount financed before the end of promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

 

No Interest If Paid in Full Within 12 Months*
On purchases of $500 or more of (Brand) branded products and services made with your The Toro Company credit card between [insert dates]. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments Required.
 
*Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. No interest will be charged on the amount financed if you pay it off, in full, within the promo period. If you do not, interest will be charged on the amount financed from the purchase date. The required minimum monthly payments may or may not pay off the amount financed before the end of promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.


No Interest If Paid in Full Within 18 Months*
On purchases of $500 or more of (Brand) branded products and services made with your The Toro Company credit card between [insert dates]. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments Required.
 
*Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. No interest will be charged on the amount financed if you pay it off, in full, within the promo period. If you do not, interest will be charged on the amount financed from the purchase date. The required minimum monthly payments may or may not pay off the amount financed before the end of promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 11.1.2025: Purchase APR is 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A $150 promo fee will be charged on equal payment no interest promotions and fixed payment reduced APR promotions of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.